Partial self-insurance is a benefit financing technique under which the employer effectively operates its own small insurance company in order to enhance their control over program coverages, improve plan design, lower operating costs and share in any surplus funds that may develop over time. ECA specializes in designing, implementing and evaluating self-funded employee benefit programs for our clients' Medical/Rx, Dental, Vision, and Disability programs. ECA services related to partially self funded benefit programs include:

• Plan design
• Operational document drafting
• Budget and rate development
• Meeting planning and operation
• Vendor selection and supervision
• Stop-loss and ancillary insurance placement

	"I feel we are in a much better position to strategically consider and be proactive as regards benefits due to the expertise, professionalism and responsiveness ECA has provided our College".
	- Karen Nicodemus, Ph.D., President Cochise College