Captive insurance companies are insurers that are owned by the organizations that form them. Several states offer captive friendly environments. ECA's captive management services are available in the State of Arizona, due to its favorable environment for this approach. Captives can be formed under several structures including Pure, Group, Protected Cell and Agency models. ECA works with our clients to identify the appropriate captive structure for their needs and to implement and operate the resulting captive insurance company. ECA's responsibilities related to captive insurance company formation include the following:

• Captive formation feasibility studies
• Organization document drafting
• Regulatory filings & compliance
• Captive management services
• Underwriting
• Stop-loss/reinsurance placement